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Aucello picked up her credit card habit from her father, who took her along on European vacations using his own accrued points when she was growing up.
Aucello currently has 24 cards; she's been avidly collecting points and miles on them for a decade.
Credit card bloggers exist in part to help parse the details for the average consumer. Peterson says that some credit card bloggers pull in more than 0,000 a year—and that’s not including all the free travel they earn from their own accrued points.
Credit card blogs today don’t just have display ads and sponsored posts, bloggers also work with credit card companies to promote certain cards, and in return make a profit through affiliate links.
AT&T’s Universal credit card was the first to give cash back, to be put towards phone calls, in 1986.
He adds that "a large part of the community doesn't actually like to travel, but they love gaming the system." "It’s like extreme couponing: Those people get, like, 10,000 diapers for free even though they don’t have kids.
In this case, some people care about screwing the airline," says Schlappig, who also goes by the name Lucky.
There are currently over 2 billion credit cards in circulation worldwide.
A 2014 Gallup survey found that the average credit card-using American has 3.7 cards; while 33 percent have one or two credit cards, nine percent have five or six and seven percent have more than seven.
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Just in the last two years, we’ve gone on $220,000 worth of trips and we didn’t pay anywhere close to that out of pocket." For others, the motivation is less goal-oriented.